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Mark Cardoza


Mark Cardoza ( was born in Easton, Massachusetts and still lives there with his wife Janice. Together they have raised three children who are now adults. After graduating from Johnson & Wales College with a degree in Hospitality Management, Mark entered the corporate world. In 1994, he created Whistles Express Restaurant, a diversified restaurant concept. In 2002, Mark was asked to help a family member settle an estate and quickly learned about insurance and its role in estate planning. Shortly after, his father became terminally ill and Mark learned about long-term care needs, such as Medicare and Medicaid. In 2004, Mark became licensed in Life and Health Insurance. He quickly became engulfed in the industry, learning the intricate functions insurance programs play in the role of asset protection, retirement, estate, and eldercare planning. In 2006, Mark sold his restaurant and began working full-time in the insurance industry. In 2011, he established M. Cardoza Insurance, Inc. He holds the designation of CLTC (Certified Long Term Care) specialist and is certified in the area of trusts and estate planning.