INTRODUCTION

The Real Estate Professional, a business unit of North American Consulting Group, Inc., operates the web site at www.The Real Estate Professional ("Site"). We respect the privacy of each user of the Site (referred to as "you" or "a user"), whether you are a subscriber or casual visitor to the Site. This Privacy Statement gives you specific information about how we protect your privacy, how we treat information we collect on the Site that identifies an individual user ("Personal Information"), and how we use aggregated information.

BY REGISTERING FOR OR USING THE SITE, YOU SIGNIFY YOUR ACCEPTANCE OF THIS PRIVACY STATEMENT. IF YOU DO NOT AGREE TO THIS PRIVACY STATEMENT, YOU CANNOT USE THE SITE.

We reserve the right to modify this Statement at any time. Your use of the Site after the date of the last modification listed at the beginning of this Privacy Statement indicates to us that you agree to the changes.

SCOPE OF THIS PRIVACY STATEMENT

This Privacy Statement applies to your use of this Site only. We do not own, operate or control the web sites of any sponsors, affiliates, advertisers or others linked from this Site. Accordingly, this Statement does not apply to the operations of those web sites or to any collection, use, storage and disclosure of your Personal Information by those linked entities.

COLLECTION AND USE OF PERSONAL INFORMATION

We collect Personal Information from you only when you voluntarily submit it in order to obtain certain services or information, including (a) registrations for subscriptions; (b) registration for special communications, such as Opinion Polls, (c) requests to contact us; (d) requests to receive periodic updates or RSS feeds; (e) requests to email an article to a friend; (f) requests to enroll other subscribers.

Your e-mail address and other personal information requested on this site will be used only for the express purposes listed on the enrollment/subscription pages.

We will use your e-mail address to send you periodic editions of The Real Estate Professional and news alerts.

SHARING YOUR INFORMATION

We do not rent, sell, or share with third parties the Personal Information we collect from you on this Site except (i) to provide information or services that you have requested, (ii) with your permission, or (iii) under the following circumstances:

a. Third party vendors we engage to provide services on our behalf, such as hosting, web-site development, and support, have access to Personal Information, but they have agreed not to disclose the Personal Information or to use it for any purpose other than providing the requested services.

b. There may arise special circumstances where it is necessary for us to disclose and use Personal Information and Non-Personal Information, such as: to enforce this Privacy Statement or any other part of our Terms & Conditions to protect our property or rights; to protect the safety of anyone; to investigate, prevent, or take action regarding illegal or improper activities; to carry out a merger or consolidation with another entity, a sale or transfer of some or all of our assets, or any similar transaction; or for other reasons we determine in good faith are necessary, appropriate, or required by law, such as when we respond to subpoenas, court orders, or other legal or administrative process.

SECURITY

Our hosting service maintains its systems in accordance with reasonable industry standards to reasonably secure the information of its customers. However, no data transmission over the Internet can be guaranteed to be 100% secure. "Perfect security" does not exist on the Internet, and you use the Site at your own risk.

If you use your credit card to purchase any products or services on this site, the checkout process is on a secure server with 1024-bit encryption.

The Real Estate Professional does not store any credit card information on this site, nor do we capture any credit card information except as required to complete each transaction.

This site may contain links to other Web Sites which are not under the control of The Real Estate Professional. Be sure to read the Terms of Use and Privacy Policies enunciated on those sites.

REFUNDS

Initial sponsorship and advertising fees and recurring monthly fees related thereto are considered earned at the time they are paid and are non-refundable. Sponsorship and advertising placements may be cancelled at any time prior to the next month’s periodic billing date. No further recurring charges will be billed after such notice of cancellation.

From time to time other products and services may be offered for sale on this site. Each such offering will contain specific refund terms.

Products and services offered for sale by any of our sponsors, advertisers or affiliates on any linked sites are offered under terms and conditions published on those respective sites. The Real Estate Professional is not responsible for the delivery of such products and services nor for the serviceability of such products and services. The Real Estate Professional is not responsible for, and cannot warrant the security of any information that you provide when you go to other Web Sites using links provided on The Real Estate Professional. Be sure to read the Privacy Policies of any such linked site that you visit.

Third-party service providers appear as sponsors and/or advertisers on this site. The Real Estate Professional has no agency relationship with such third parties and is not responsible for the accuracy of any information posted by such third parties, nor for any claims or damages arising out of the use of information, products or services offered by such third parties.

Each advertiser and/or sponsor on The Real Estate Professional is a totally independent business entity and not acting as an agent of The Real Estate Professional or any other sponsor or advertiser. Following advice provided by such advertisers/sponsors on this site, or entering into any business relationship with any such sponsors/advertisers, is done entirely at the visitor’s/subscriber’s risk. The Real Estate Professional is not responsible in any way for any representations by such sponsors/advertisers and makes no claim as to the reliability of any product or service advertised or promoted by such sponsors/advertisers. Neither The Real Estate Professional nor any of its sponsors or affiliates is responsible for any actions of any other sponsors or advertisers on this site or linked to this site. You agree to hold harmless The Real Estate Professional, and its sponsors and advertisers for any damages or claims resulting from the actions of related sponsors or advertisers.

A number of service providers may be shown as “co-sponsors” on this site. Such co-sponsorship information is provided as a service to subscribers and visitors to this site. There is no agency relationship established by co-sponsorship and co-sponsorship should not be considered to be an endorsement by The Real Estate Professional nor any of its individual sponsors, of the products or services offered by other co-sponsors.

SUBSCRIBE MANAGERS, AGENTS, STAFF AND RECRUITS

When you enroll affiliated members of your company (managers, staff, agents) or agents affiliated with other companies (“recruits”) as subscribers to The Real Estate Professional, we will use the information that you provide to send a subscription notice via e-mail to those new subscribers. This notice may contain your name and other information that you provided to us. Unless the recipient of the subscription opts to unsubscribe, the e-mail address of the subscriber will become part of the The Real Estate Professional subscription database.

CORRECTING/UPDATING PERSONAL INFORMATION

If your Personal Information changes or if you no longer wish to use the Site, you may correct or update or delete your Personal Information or unsubscribe at any time.

CHILDREN

This Site is not directed to children under the age of 13 ("Children"), and we do not knowingly collect any information, including Personal Information, from Children.

COMMENTS AND QUESTIONS

If you have any questions or concerns about this Privacy Statement, please contact us by using the Contact Us feature or by postal mail at: